The tax code may be bloated, but that doesn´t mean your check to the IRS has to be. Let Deduct Everything! be your ultimate guide to lowering your annual tax bill. This comprehensive guide to legal deductions, credits, and loopholes covers rules of thumb for record-keeping and how to stay organized, secrets to mortgage, tax and insurance deductions, maximizing work-related expenses, making the most of medical expenses and health savings accounts, strategies for utilizing deductions and credits for education, and lots of tips on how to make more money - some of it tax-free! 1. Language: English. Narrator: Eva Rosenberg. Audio sample: http://samples.audible.de/bk/drms/001237/bk_drms_001237_sample.mp3. Digital audiobook in aax.
Go take a nap. No, this isn´t a parent pushing a cranky toddler to lay down. This is something you will soon hear from your boss. Sleep deprivation costs US companies over $400 billion every year due to lost employee productivity and increased health costs. Author Franklin Lee offers a surprising answer to crises of worker productivity and rising health insurance costs: napping as an employee benefit. Inside you´ll learn: How more sleep can increase your annual salary and your attractiveness How companies like Google, Facebook, and NASA are offering naps to their employees to increase productivity in the workplace How sleep cities and sleep technologies are paving a new era of sleep economies intended to earn companies and countries more money The Art of Napping provides the biggest paradigm shift in sleep since Thomas Edison’s invention of the light bulb. Lee´s audiobook provides a playbook for savvy companies, executives, and managers to develop and deliver increased performance and health outcomes to their employees - all while saving themselves billions. 1. Language: English. Narrator: Franklin Sooho Lee. Audio sample: http://samples.audible.de/bk/acx0/103512/bk_acx0_103512_sample.mp3. Digital audiobook in aax.
Carter is an insurance adjuster whose longing for creative expression spills over sometimes into his accident reports. Abby works for her adoptive father, Uncle Mannie, in the family bookstore, the ReadMore Cafe. Carter barely tolerates Christmas; Abby loves it. She can´t wait past October to build her favorite display, the annual Christmas book tree stack, which Carter despises.When an automobile accident throws Carter and Abby together, Uncle Mannie, who is harboring secrets of his own, sees a chance for lasting happiness for his little girl. But there are so many hurdles, and not much time left. Will this Christmas deliver the miracle everyone is hoping for? Where love and Christmas are concerned, there are no accidents. 1. Language: English. Narrator: Caroline Shaffer. Audio sample: http://samples.audible.de/bk/blak/012094/bk_blak_012094_sample.mp3. Digital audiobook in aax.
A coauthor of the New York Times bestselling guide to Social Security Get What´s Yours authors an essential companion to explain Medicare, the nation´s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees´ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn´t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans - Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare´s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you´re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What´s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now - and for the future. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your Library section along with the audio. 1. Language: English. Narrator: James Foster. Audio sample: http://samples.audible.de/bk/brll/008393/bk_brll_008393_sample.mp3. Digital audiobook in aax.
It’s three days before the start of the Annual Hemingway look-alike Festival in Key West, Florida, and Dr. Noland Redford, a long time Papa Hemingway look-alike contestant and his gang the Hemingway seven, have arrange a private pre-contest party for about 40 people at the Hemingway House.Everyone who knew the Doctor thought he was the most lovable and interesting man that they had ever met, but just an hour after arriving at the party, Dr. Redford is found among the lush ferns at the far end of the gardens with a screwdriver in his back. To Detectives Sharkey and Webber the circumstantial evidence all points toward the beautiful young spouse.A sassy Insurance investigator named Chichi Ramirez shows up the next day to determine if there is reason to deny the huge policy benefits under conditions related to murder. The young widow, Sophia, is advised to get legal representation and hires attorney R. Sloan who turns to local PI Jerry Jamison in order to help find the real killer as the town starts to fill up with men who resemble the famous ´´Papa Hemingway´´. 1. Language: English. Narrator: Daniel Hilleren. Audio sample: http://samples.audible.de/bk/acx0/133536/bk_acx0_133536_sample.mp3. Digital audiobook in aax.
Have you ever wondered who owns all the apartment complexes, shopping centers, office buildings, and medical offices? It´s the big dogs like pension funds, real estate investment trusts (REITs), college endowments, foundations, insurance companies - and private DST investors known as accredited investors, like you! This book will show you how to transition from your current real estate investments, where managing the Five Ts (toilets, tenants, trash, taxes, and termites) becomes hands-off real estate investing where you can potentially make the returns the big dogs do. Cashing in Tax Free is the perfect guide to walk you through a capital gains tax deferred investment option, keeping your retirement planning in mind. It outlines the benefits, processes, and must-knows of 1031 Exchange and Delaware Statutory Trusts (DSTs). Professional Asset and Property Managers are experienced and proven experts who select, purchase, upgrade, and operate large-scale, institutional grade real estate to maximize cash flow and long-term returns. Some of these firms have been producing average annual returns in the range of roughly 12 percent and higher over the last few decades. Cashing in Tax Free will show you how the industry works, help determine if it´s a good fit for you, and guide you in choosing a professional advisor. Remember, not everyone holding a securities license is a real estate expert. There are few professionals in the country who specialize full-time in DST investing. Cashing in Tax Free also lets you peek into the lives and portfolios of several examples as they use this strategy to boost returns and diversify their holdings for added safety. The book details more sophisticated uses of Delaware Statutory Trusts, such as sequential 1031 Exchanges, maximizing depreciation and long-term estate planning concepts. 1. Language: English. Narrator: Tom Askin. Audio sample: http://samples.audible.de/bk/acx0/056043/bk_acx0_056043_sample.mp3. Digital audiobook in aax.
2016 Audie Award Finalist for Original WorkOnly on audio! A brand-new, never-before-published Stephen King short story unavailable in any other format! Alden McCausland and his mother are what they call ´´accident rich”; thanks to an unexpected life-insurance policy payout and a winning Big Maine Millions scratcher, Alden and his Ma are able to spend their summers down by Lake Abenaki, idly drinking their days away in a three-room cabin with an old dock and a lick of a beach. Across the lake, they can see what ´´real rich” looks like: the Massimo family’s Twelve Pines Camp, the big white mansion with guest house and tennis court that Alden’s Ma says is paid for by ´´ill-gotten gains” courtesy of Massimo Construction. When Alden’s holiday-weekend sparklers and firecrackers set off what over the next few years comes to be known as the 4th of July Arms Race, he learns how far he and the Massimos will go to win an annual neighborly rivalry - one that lands Alden in the Castle County jail. Read by beloved Down East storyteller Tim Sample - praised by Stephen King for his ´´wit and talent and good-heartedness” - Drunken Fireworks makes for explosive audio listening. 1. Language: English. Narrator: Tim Sample. Audio sample: http://samples.audible.de/bk/sans/007079/bk_sans_007079_sample.mp3. Digital audiobook in aax.