Lectures on Insurance Models: S. Ramasubramanian
The Development of Insurance Mathematics:Two Lectures Delivered Before the Students in the School of Commerce of the University of Wisconsin the Fal Miles Menander Dawson
Of course you work for your money. The question is, does your money work for you? You know you owe it to yourself and your family to make the best possible fiscal decisions. So why aren´t you managing your money better? Perhaps you think that you don´t have enough extra cash to bother learning more about money management (a common myth). Or maybe phrases such as ´´mutual funds´´, ´´long-term bonds´´, ´´annuities´´, and ´´whole life vs. term´´ make your head spin. For all those people who don´t know the difference between the commodities market and the supermarket, here is expert and trustworthy advice from a financial counselor and lecturer who speaks your language. Cutting through the jungle of statistic complexity, Personal Finance for Dummies shows you how to make easy work of your own finances, no matter what your income or experience level. Greater return for your money, with less anxiety - that´s a bargain if we ever heard one. 1. Language: English. Narrator: Brett Barry. Audio sample: http://samples.audible.de/bk/harp/000107/bk_harp_000107_sample.mp3. Digital audiobook in aax.
A witty and touching novella about life on the periphery of academia and Hollywood. Robert is an adjunct, a university lecturer commuting between two-far flung Los Angeles colleges. He doesn´t have health insurance - a serious problem when he develops a violent allergy to student writing. Meanwhile he´s trying to keep his car, and his relationship with a successful but skittish TV writer, from falling apart. 1. Language: English. Narrator: Sean Runnette. Audio sample: http://samples.audible.de/bk/adbl/018895/bk_adbl_018895_sample.mp3. Digital audiobook in aax.
Doctors Quentin Young and Marcia Angell of Physicians for a National Health Care Program and economist Karen Davis on this edition of Fresh Air. Quentin Young and Marcia Angell advocate a single-payer health insurance plan, in which the government finances health care, but choice of provider remains mostly private. Young is Senior Attending Physician at Michael Reese Hospital and serves as National coordinator of PNHP. Angell is head of the Physician Working Group and is a senior lecturer in social medicine at Harvard Medical School. Karen Davis is the president of The Commonwealth Fund. She is a member of the Institute of Medicine´s panel studying ways to improve health care. She supports building on existing plans like Medicare and employer coverage. She served as the Deputy Assistant Secretary for Health Policy in the Department of Health and Human Services from 1977-80 and was the first woman to head a U.S. Public Health Service Agency. (Broadcast Date: December 9, 2002) 1. Language: English. Narrator: Terry Gross. Audio sample: http://samples.audible.de/rt/whyy/021209/rt_whyy_021209_sample.mp3. Digital audiobook in aax.
Money management can be intimidating. Fortunately, most of us only need to know a few basic principles to get our financial houses in order. Learn these principles in this comprehensive overview of what everyday people need to know to make good financial decisions. Using a scientific, evidence-based approach, Professor Finke shows how humans are hard-wired to make emotional decisions that often run counter to the best course of action when it comes to finances - and gives tips for how to avoid these common mistakes. The goal of money management is to maximize our happiness at every stage of our lives. Whether you are a novice investor or a seasoned pro, starting your first job or contemplating retirement, these 24 straightforward lectures are an excellent primer for making successful financial decisions at every stage of your life. Professor Finke takes you on a tour of some of the most widely available financial products and tools, from mutual funds to life insurance to college savings accounts, and he offers evidence-based guidance for building a financial strategy. After reviewing the psychology of decision-making - and how our instincts often steer us wrong when it comes to loss aversion, risk tolerance, and information overload - Professor Finke explains the ´´life cycle theory´´ of financial planning. This eye-opening theory offers a framework for making financial decisions based on the different stages of your life, and it will give you an entirely new perspective on money management. The goal is simple: to get the most out of your money across time. While everyone´s life is different, the information and sound advice in this course will empower you to create your own financial plan to reach your goals. From setting financial goals and managing debt responsibly to investing in home ownership and preparing for retirement, Professor Finke provides a worry-free approach to handling all aspects of your financial life. PLEASE 1. Language: English. Narrator: Michael Finke. Audio sample: http://samples.audible.de/bk/tcco/000396/bk_tcco_000396_sample.mp3. Digital audiobook in aax.
Already provoking debate and garnering significant attention in France and within the wine world, Vino Business is a surprising and eye-opening book about the dark side of French wine by acclaimed investigative journalist Isabelle Saporta. While Bordeaux has been a bastion of winemaking tradition and excellence for centuries, in recent decades the industry has changed dramatically under the influence of large-scale international investors. French insurance companies, international fashion houses, and Chinese businessmen are all speculating on the area´s wines and land, some of whose value has increased tenfold in the last decade alone. Saporta investigates in detail the 2012 classification of the wines of Saint-Émilion, the most prestigious appellation of Bordeaux´s right bank, which has come into disrepute, not least because the scoring system was changed in order to give points for a châteaux´s lecture facilities and the size of its parking lot. A shocking exposé of the French wine world and a cri de coeur for the lost values of traditional winemaking, Vino Business pulls back the curtain on the secret domain of Bordeaux, a land ever more in thrall to the grapes of wealth. 1. Language: English. Narrator: Kristin Kalbli. Audio sample: http://samples.audible.de/bk/adbl/025368/bk_adbl_025368_sample.mp3. Digital audiobook in aax.
Economies are deeply complex systems. The marketplace involves many economic actors behaving in rational and irrational ways, sustaining a dizzying array of interconnected activity. Because of the number of participants involved, the unpredictability of their actions, and the sheer variety of possible actions, some degree of economic uncertainty is inevitable. In one of the most dramatic displays of economic uncertainty in our times, a wave of toxic loans almost brought down the American financial system in 2008-2009, and with it jobs and savings. Few experts forecast this catastrophe, which stands as a lesson in the power of economic forces to defy our predictions. This event may have been exceptional, but every day we are all at the mercy of economic uncertainty in matters such as the stock market, insurance, and career and retirement planning. Uncertainty also plagues us in smaller ways. For example, everyone is familiar with rising prices, but the Internet now makes it possible for online shoppers to be charged more based on their buying history, adding a new level of unpredictability to pricing. And anytime you hire someone for a service - from roofing to dentistry - you face the principal-agent problem, in which the person hired may take unethical advantage of your lack of expertise. Indeed, these large and small risks are so pervasive that it is all too easy to conclude that nothing can be done. But economic uncertainty is like the weather: You can´t stop storms from happening, but understanding how and why they happen allows you to be prepared. In the same way, economic uncertainty is beyond our control, but we´re in a much better position to respond if we know what´s happening and why. In 24 practical and empowering half-hour lectures, The Economics of Uncertainty takes the mystery and dread out of uncertainty, giving you the tools to deal with risk in every phase of your life. PLEASE NOTE: When you purch 1. Language: English. Narrator: Connel Fullenkamp. Audio sample: http://samples.audible.de/bk/tcco/000409/bk_tcco_000409_sample.mp3. Digital audiobook in aax.
Gross domestic product. Health insurance. Soaring energy prices. Major economic issues dominate today´s news, but how do these issues impact the average citizen? This primer in 21st-century economics for the non-economist surveys today´s most urgent economic issues that affect both global events and our everyday lives. You´ll learn what economics has to say about making the decisions - big or small - that affect our daily lives: What factors come into play when you´re deciding whether to buy this car or that one, or even commute by bus? Mow the lawn or take a nap? Grill a burger with a bubbling slice of cheese or eat a simple salad? And you´ll see how this same kind of analysis applies to the major issues of public policy, where the needs and wants of a nation and its people - whether financial security, safety from terrorism, or even an available kidney for someone desperately waiting on a transplant list - involve tradeoffs, which are sometimes obvious and sometimes not. Whether dealing with the traditional sorts of topics most of us are used to seeing in an economics course - Social Security, inflation, unemployment, immigration, taxation, and the like - or issues perhaps surprising, such as gambling, major sports franchises, and even overeating, these 36 lectures offer a steady flow of insights about public policy and the American economy. By showing the full range of economic factors at work, this course can help you become an even more insightful judge of policy recommendations and of the leaders and policy makers who advocate them. And you may well learn to supplement your own analyses as you make the real-life economic choices each of us faces every day, becoming an even wiser consumer and manager of your own economic future. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your Library section along with the audio. 1. Language: English. Narrator: Robert Whaples. Audio sample: http://samples.audible.de/bk/tcco/000206/bk_tcco_000206_sample.mp3. Digital audiobook in aax.