Directors´ and Officers´ Liability Insurance:Darstellung und Analyse ihrer Relevanz für Österreich Sebastian J. Liehl
Die Directors´ and Officers´ Liability Insurance in den Vereinigten Staaten von Amerika (D&O-Versicherung):Vorbild für eine Aufsichtsratshaftpflichtversicherung in Deutschland? Paul Wollny
D&O Liability and Insurance:A comparison of Directors´ and Officers´ Liability and Insurance in the U. S. A. and Austria Martin Ramharter
Health insurances schemes to enhance customer loyalty:A case study of national hospital insurance fund Ukunda branch office Abdul-aziz Seby
When a marketing rep comes into your office or someone from the management team and tells you to ´´sell the value´´, how often do you find yourself rolling your eyes? As a former agency owner and now a consultant, I often find myself spouting the same slogan. Why? Because, I have done it and done it quite successfully. Whenever a rep came into my office and told me to sell the value of carrier X, I would think that’s something an expensive company would say or an overpriced company, because what else could they say?We’ve officially entered a hard market cycle in California on the personal lines side, which is strange to even say.The market has tightened up and many carriers are non-renewing or reducing underwriting appetite to not take on a lot of new business in California. This is why I started writing in 2014 and again in 2017, 2018 and 2019. In my estimation our industry is going to see a massive shift over the next three or four years. A shift from judgement underwriting to block chain and data underwriting. Artificial intelligence has already been underwriting, selling and handling claims for smaller insure-tech companies for the past four years. This is a prevalent trend in our industry. But, why?Why? Because, we have shifted our focus from selling peace of mind to selling a price. Why? Because, we have put more value on talking about premium, payments and price, than having hard conversations about protecting assets and families. We have shifted hard on price, and almost every insurance company has followed suit in their marketing efforts. Almost exclusively every billboard, social media ad and print ad espouses X insurance carrier savings you up to 25-43 percent on your insurance per year. The conversation has shifted in a way that will cannibalize our industry and wrongfully set expectations for consumers.A recent study by insurancequotes.com found that around 80 percent of consumers self-report in blind surveys that con 1. Language: English. Narrator: Rich Brennan. Audio sample: http://samples.audible.de/bk/acx0/149187/bk_acx0_149187_sample.mp3. Digital audiobook in aax.
An insightful look into the unique situations and circumstances that shape a lengthy professional career as an underwriter, Randi Glazer´s 12 Strategies for Surviving a Career in the Insurance Industry draws on the author´s many years of experience as an industry insider to provide listeners with valuable advice and practical skills for succeeding in the complicated world of insurance. Covering everything from how to identify the ideal organization to work for to the inherent difficulty of working alongside aggressive agents and brokers, Glazer provides a number of personal and professional anecdotes that help illustrate how she was able to achieve such a great deal of success in a constantly changing industry. As a professional who deeply understands the benefit of having a knowledgeable mentor willing to offer sage advice to those new to the field, Glazer offers her own mentorship to listeners through the minutes of her book. Noting how the field has changed over the years and that companies rarely offer the kind of training and mentoring she benefited from when she first began her career, Glazer offers advice on how newcomers to the industry can engage in self-directed training and find experienced professionals to offer the kind of guidance and advice she once received from her own professional mentors. Glazer begins by discussing some of the more commonly overlooked yet widely acknowledged issues associated with office life in any industry, tackling subjects that include the following: Dealing with the conflicts created by coworkers Working under an inefficient organizational structure Avoiding office politics Understanding the importance of being perceptive in office culture 1. Language: English. Narrator: Michelle Murillo. Audio sample: http://samples.audible.de/bk/acx0/058519/bk_acx0_058519_sample.mp3. Digital audiobook in aax.
If you work for a traditional insurance agency or broker, you´re probably leaving millions on the table along with the opportunity to script the dream life you´ve always wanted. You´re forced to attend time-wasting meetings and have little control over your time or compensation. Management can alter your commissions or move the goalposts whenever it suits them. Even worse, your job can disappear, taking your clients with it. To thrive, you need to break those corporate bonds. Earn It, Own It is your road map to independence. Within, Insurance Office of America Vice President Bruce Johnson reveals how you can become a sales entrepreneur, having an equity interest in your book of business, earning significantly higher commissions, scaling your business through partnering, and spending more time with family. He also demonstrates how a culture of faith, family, and teamwork will serve you far better than one of arbitrary competition. If you´re a self-motivated hard worker open to new information and ideas, this audiobook is for you. You owe it to yourself to learn about IOA´s entrepreneurial business model. It´s the first step to transforming the way you do business - and revolutionizing your life. 1. Language: English. Narrator: Anthony Pica. Audio sample: http://samples.audible.de/bk/acx0/121260/bk_acx0_121260_sample.mp3. Digital audiobook in aax.
The Impact of Office Automation on Clerical Employment 1985-2000:Forecasting Techniques and Plausible Futures in Banking and Insurance J. David Roessner/ Alan L. Porter/ Robert M. Mason
Working for Mr. Tanner´s insurance firm has its advantages, but when he catches me pleasuring myself in the interview room, I knew there´d be repercussions. What I wasn´t expecting though, was the manner in which he doled out my punishment. Soon, he´s guzzling milks from my big, bountiful tits, and giving me the time of my life! I just might have to be naughty more often! Listen to this audiobook about our lactation fantasy inside. 1. Language: English. Narrator: Minka Tomlinson. Audio sample: http://samples.audible.de/bk/acx0/093370/bk_acx0_093370_sample.mp3. Digital audiobook in aax.