Automobile Insurance: Road Safety New Drivers Risks Insurance Fraud and Regulation:Huebner International Series on Risk Insurance and Economic Security. Softcover reprint of the original 1st ed. 1999
Crop Insurance - A Safety-net in Agriculture:Theories and Empirics Maniklal Adhikary/ Tibul Hoque
How investment strategies designed to reduce risk can increase risk for everyone - and can crash markets and economiesFinancial crises are often blamed on unforeseeable events, the unforgiving nature of capital markets, or just plain bad luck. Too Smart for Our Own Good argues that these crises are caused by certain alluring investment strategies that promise both high returns and safety of capital. In other words, the severe and widespread crises we have suffered in recent decades were not perfect storms. Instead, they were made by us. By understanding how and why this is so, we may be able to avoid or ameliorate future crises - and maybe even anticipate them.One of today’s leading financial thinkers, Bruce I. Jacobs, examines recent financial crises - including the 1987 stock market crash, the 1998 collapse of the hedge fund Long-Term Capital Management, the 2007-2008 credit crisis, and the European debt crisis - and reveals the common threads that explain these market disruptions. In each case, investors in search of safety were drawn to novel strategies that were intended to reduce risk but actually magnified it - and blew up markets. Too Smart for Our Own Good takes a behind-the-curtain look at: The inseparable nature of investment risk and reward and the often counterproductive effects of some popular approaches for reducing riskA trading strategy known as portfolio insurance and the key role it played in the 1987 stock market crashHow option-related trading disrupted markets in the decade following the 1987 crashWhy the demise of Long-Term Capital Management in 1998 wreaked havoc on US stock and bond marketsHow mortgage-backed financial products, by shifting risk from one party to another, created the credit crisis of 2007-2008 and contributed to the subsequent European debt crisisThis broad, detailed investigation of financ 1. Language: English. Narrator: John Gagnepain. Audio sample: http://samples.audible.de/bk/graw/000803/bk_graw_000803_sample.mp3. Digital audiobook in aax.
Who doesn´t like to travel? Traveling the world opens new vistas and experiences to all who undertake it. But when roaming abroad, to make the trip more pleasurable and successful, an in-depth knowledge of backpacking allows trekkers to avert mishaps and problems. In this information-packed audiobook, Have Backpack Will Travel, the author provides detailed information in numerous critical areas related to seeing the world as a backpacker. This book is intended for the thousands of (usually) young adults who venture out each year to see the world using their backpacks as suitcases. The book is NOT for those who are interested in hiking trails and looking for tips on camping and hiking those trails. The author draws from many trips abroad, covering the many fine points and concerns that need to be addressed before and during a trip. From obtaining a passport, knowing which shots are required, how and what to pack, to finding your way around, this audiobook embraces particulars any traveler must know. Further areas include the pros and cons of driving, obtaining traveler´s insurance, safety precautions as well as a section on general tips and helpful hints. Using a backpack as a suitcase sets a person apart immediately from those who choose to go the hotel and tour group route. Oftentimes, backpackers are more independent, usually more adventurous and definitely more concerned about watching every dollar spent. Therefore, budgeting and ways to keep spending to a minimum are a constant theme. Whether you are a first time traveler or one who has been abroad on numerous occasions, the information provided can be helpful to you. 1. Language: English. Narrator: Dr. Earl E. Paul. Audio sample: http://samples.audible.de/bk/acx0/011648/bk_acx0_011648_sample.mp3. Digital audiobook in aax.
´´Medicine, as doctor, nurse, physio or student, is your passport to the world´´, and Mark Wilson is determined to ensure that you will make the most of it! A motivational and practical guide to making the most of your time abroad; whether as a student taking a medical elective, or a medical professional looking for a longer-term change in scene. The Medic´s Guide to Work and Electives Around the World provides all the information you will need to decide where in the world to go, with thought-provoking career suggestions including emergency ski patrol, forensic investigation in New York, taking part in research for NASA, or working for a charity or missionary organization. Practical advice is provided about all aspects of getting ready; including securing your position and funding, vaccinations, travel insurance, your pension while abroad, and health and safety issues. A ´what to take´ list will ensure that even the most hapless traveller arrives prepared for any eventuality; but as a fallback there is always a list of embassies to contact in emergencies! New for this edition is a helpful list of recruitment agencies, focussing on agencies in Australia, New Zealand and the UK. Absolutely essential reading for any health professional or medical student planning to work abroad.
Who else wants to toss aside the worries of an increasing risk of diabetes, heart disease, arthritis, and a whole host of disorders closely linked to the aging process? If you´re feeling sluggish, not up to your usual self, think about the possibility that you´re missing some essential nutrients that coconut oil can provide. If you´re concerned about the aches and pains you´re feeling now that may be arthritis, think about the insurance two tablespoons of coconut can give you. And if you´re fearful that your future health may deal you cards that include diabetes or heart disease, then you may want to learn about the nutritious safety net coconut oil may provide you. Discover the ´´insurance policy´´ thousands of people have already found to be a ticket to natural health - coconut oil. A small amount of this clear oil may mean the difference between an energetic future of fulfilling your dreams or a future spent worrying about the risks of developing debilitating degenerative diseases. The decision is yours. 1. Language: English. Narrator: Sorrel Brigman. Audio sample: http://samples.audible.de/bk/acx0/039339/bk_acx0_039339_sample.mp3. Digital audiobook in aax.
Quinn has inherited the farm and workshop that once housed the famous Hardwick Ornament Company. She invests everything in reopening her family’s business and hires glass artist Nolan Vesser, whose family used to design ornaments for hers, to work his creative magic. After an accident burned Nolan’s studio to the ground, he thought he’d lost everything. But when he looked in his safety deposit box for his renter’s insurance, he came across an overlooked piece of paper that changed everything. As Nolan spends time with Quinn, she sparks his artistic inspiration. But when she learns about his secret, can their new romance survive?This heartwarming holiday romance includes a free Hallmark original recipe for Cranberry Walnut Bread with Orange Glaze. 1. Language: English. Narrator: Emily Lawrence. Audio sample: http://samples.audible.de/bk/drms/004188/bk_drms_004188_sample.mp3. Digital audiobook in aax.
Lawrence Block´s first crime novel - lost for nearly 50 years! To escape punishment for a murder he didn´t mean to commit, insurance man Don Barshter has to take on a new identity: Nathaniel Crowley, ferocious up-and-comer in the New York mob. But can he find safety in the skin of another man...a worse man...a sinner man? 1. Language: English. Narrator: Mike Dennis. Audio sample: http://samples.audible.de/bk/acx0/066012/bk_acx0_066012_sample.mp3. Digital audiobook in aax.